Please read these terms and conditions of use (these “Terms of Use”, “Disclaimer”, “Privacy Policy” & “Refund Policies”) carefully. By accessing or using the https://livelongwealth.in/ domain, any subdomain of this website (the “Website”), Creative Invites, Creative Studios and other services hosted by or on behalf of Livelong Wealth or its affiliated companies (including without limitation the Website, collectively, the “Services”), you agree that you have read, understand and agree to comply with and be bound by these Terms and Conditions, whether or not you are a registered member of the Website or other Services. Please also read our Privacy Policy, Refund Policy and Disclaimer carefully to understand what we do with the personal information that we collect as part of your interaction with the Services. These Terms and Conditions, including without limitation the Privacy Policy, Refund Policy and Disclaimer, govern your use of the Services and constitute a legal contract between you and Livelong Wealth (“Livelong Wealth” or,” “we” or “us”). If you do not agree to abide by these terms and conditions, immediately discontinue your access to and use of the services. Any breach of these terms and conditions immediately terminates your right to access and use the services and all rights and licenses granted to you by these terms and conditions. In the future, we may change these Terms and Conditions. If we decide to change these Terms and Conditions, all changes will be made at this URL and the effective date will be posted so that you will always know what terms of use apply to your visit. In case of any objection, you may stop using the services. Of course, you can always choose to terminate your use of the Services by notifying us of your desire to do so at hari@livelongwealth.in To the extent you have any questions, or complaints concerning these Terms and Conditions, please contact us at hari@livelongwealth.in Content and Intellectual Property. The content provided through the Services by Livelong wealth and its licensors or suppliers, including but not limited to any text, illustrations, files, images, scripts, graphics, music, sounds, photographs, videos, information content, URLs, interactive features, documentation, or other materials (collectively, the “Content”) and all underlying software or technology used in connection with the Services (“Technology”), including but not limited to all intellectual property rights in and to the Content and Technology, is and remains at all times the property of Livelong wealth or its licensors or suppliers, as the case may be, with all rights not explicitly granted herein reserved to Livelong wealth , or its licensors or suppliers, as applicable. Nothing in these Terms and Conditions shall be interpreted as granting any license of intellectual property rights to you other than as explicitly set forth in these Terms and Conditions. If you would like to use any of our Content, you must first obtain written permission from Livelong wealth by contacting us at hari@livelongwealth.in. Livelong Wealth reserves the right to refuse permission for any reason or no reason. Any use of the Content other than as expressly authorized herein, without the prior written permission of Livelong wealth, is strictly prohibited and shall immediately terminate your right to access and use the Services and all rights and licenses granted to you by these Terms and Conditions. Such unauthorized use may also violate applicable laws including without limitation copyright and trademark laws and applicable communications regulations and statutes. The trademarks, service marks, trade names and logos, including without limitation Livelong wealth and any third party marks used and displayed through the Services are trademarks of Livelong wealth, its licensors, affiliated companies or sponsors. The animations, music, page headers, custom graphics, button icons, style sheets and scripts that contribute to the “look and feel” of the Services are service marks, trademarks or trade dress of Livelong wealth and may not be copied, imitated or used, in whole or in part, in connection with any product or service that is not expressly authorized by Livelong Wealth in writing, in any manner that is likely to cause confusion among consumers, or in any manner that disparages or discredits Livelong Wealth , its affiliated companies or its or their sponsors, licensors, partners, customers or suppliers. Livelong wealth complies with all applicable Indian intellectual property laws. If you believe that your work has been copied in a way that constitutes intellectual property infringement, or your intellectual property rights have otherwise been violated, please provide the following information to the Livelong Wealth : A description of the copyrighted work or other intellectual property that you claim has been infringed; A description of where the material that you claim is infringing is located on the Website or other Services; Your address, telephone number and email address; A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest, as applicable; and A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on such owner’s behalf. Livelong wealth Agent can be reached as follows: By email: hari@livelongwealth.in Livelong wealth will investigate the matter and, after such investigation and in its sole discretion, Livelong wealth will promptly remove any infringing content from the Website. Similarly, if you believe that any content on the Website or Services violates any proprietary or other rights of yours (other than your copyrights), please contact us using the above contact information and describe your concerns or complaints. Restrictions; Use of Services. The following restrictions apply to your use of the Services: (i) you will not engage in any activity related to the Services that is contrary to applicable law, regulation or the terms of any agreements you have with Livelong wealth or any other parties; (ii) you will not commercially exploit any part of the Services, except as expressly permitted by Livelong Wealth; and (iii) all information and materials contained in the Services, except where otherwise expressly indicated, are owned and controlled by Livelong Wealth . You may not use, modify, copy, distribute, frame, reproduce, republish, download, scrape, publicly display, publicly perform, post, transmit, sell or otherwise exploit any intellectual property or Content appearing on or through the Services, or create derivative works based on such Content, in any form or by any means, in whole or in part, without Livelong Wealth’ prior written permission, unless expressly permitted elsewhere under these Terms and Conditions. You may not circumvent, disable or otherwise interfere with security-related features of the Services or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Services or the Content. Any unauthorized use of the Services, including but not limited to misuse or any other use in violation of these Terms and Conditions of any information or Content, is strictly prohibited. If you violate any of your obligations or restrictions set forth in these Terms and Conditions, your permission to use and access the Services and the Content automatically terminates and you must immediately destroy any copies you have made of any portion of the Content. You have to create an account in order to use the Services. You are obligated not to gain unauthorized access to the Services, or any account, computer system or network connected to the Services, for example, through hacking, password mining or any other illicit or unauthorized means. When accessing or using the Services, you are strictly prohibited from and you are hereby obligated NOT to: Write any unsolicited communications or social media reviews or defamatory statements or advertising not expressly authorized by Livelong wealth in writing, including without limitation promotional materials, affiliate marketing, junk mail, spam, link referral code, chain letters, or pyramid schemes, or post links to external websites, unless integral to the conversation, as determined by Livelong Wealth in Livelong Wealth ’ sole discretion; try to upload any material that contains software viruses, worms, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; use the Services to impersonate any person or entity, including but not limited to an employee of Livelong wealth or its affiliated companies, or falsely state or otherwise misrepresent yourself, your age or your affiliation with a person or entity; instigate or encourage others to commit illegal activities or cause injury or property damage to any person; intentionally or unintentionally violate any applicable local, state, national or international law; violate the terms of any third party website or service, or the terms of any other agreement with any third party; Suggestions and Feedback. Please note that we do accept or consider ideas, suggestions or materials. If you send us suggestions, ideas, notes, drawings, concepts or feedback related to the Services, all such submissions shall be and are hereby deemed to be confidential, and Livelong wealth shall not be and hereby is not liable for any use or disclosure of any such submissions. Without limitation of the foregoing, Livelong Wealth shall be entitled to unrestricted use of any suggestions, ideas, notes, drawings, concepts or feedback related to the Services for any purpose whatsoever, commercial or otherwise, without compensation to you or to any other person or entity. Third-Party Sites. These Terms and Conditions only relate to your use of the Services and do not relate to any other website or Internet-based services, including websites to which the Services may link (“Third-Party Sites”). We are not responsible or liable for any content, advertising, products, services, information or other materials on or available on Third-Party Sites. We also are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, advertising, products, services, information or other materials on Third-Party Sites. We have no control over Third-Party Sites, their content or their terms of use, and therefore we encourage you to review such content and terms of use prior to utilizing any Third-Party Sites or submitting any personal information to them. Livelong Wealth may provide experiences on social media platforms such as Pinterest®, Facebook® or Twitter® that enable online sharing and collaboration among users who have registered to use them. User agrees not to post any such defamatory statements on such social media platforms. Any content you post is subject to the terms of use and privacy policies of those platforms and related services. Livelong Wealth has no control over such social media platforms or related services. Termination. The payment contract automatically ends when the User has completed the access of the webinar he has paid for and the Livelong wealth reserves the right, in its sole discretion, to refuse, suspend, restrict or terminate your access to the Services, or any portion thereof, without notice and for any reason or no reason. Furthermore, Livelong Wealth has the right, but not the obligation, to suspend or terminate your access to all or part of the Services: At the request of law enforcement or other government agencies; If the Services are discontinued or materially modified; Upon the occurrence of any technical or security issues or problems; or If you engage in any conduct that Livelong Wealth believes, in its sole discretion, violates any provision of these Terms and Conditions or other incorporated agreements or guidelines or violates the rights of Livelong Wealth or third parties. If we notice that you are directly or indirectly involved in or running the same business as we have (such as training institute, selling of stock market-related courses) then we have the right to terminate the services we offer without any notice. In addition, Livelong Wealth may terminate individual user accounts due to inactivity. You agree that upon termination Livelong Wealth may delete all information related to you. You agree that none of the Released Entities will be liable to you or any third party for any termination or suspension of your account or for blocking your access to the Services. Miscellaneous. If any provision of these Terms and Conditions is found to be invalid, unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. These Terms and Conditions, which includes the Privacy Policy and Disclaimer, represent the entire agreement between you and Livelong Wealth relating to your right to access and use the Services, and supersedes any and all prior or written or oral agreements between you and Livelong Wealth with respect to such subject matter. No waiver by Livelong Wealth of any breach or default by you under these Terms and Conditions shall be deemed to be a waiver of any preceding or subsequent breach or default. Any waiver by Livelong Wealth must be in writing signed by Livelong Wealth . We refund 100% if you’re not satisfied after first 3(weekday) or 2 (weekend) classes. There will be no refund issued after the complete full payment of the course fees. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or these Terms and Conditions must be filed within six months after such claim or cause of action arose or will be forever barred. No provision of these Terms and Conditions provides any person or entity not a party to these Terms and Conditions with any remedy, claim, liability, reimbursement or cause of action, or creates any other third party beneficiary rights, except as expressly set forth in these Terms and Conditions. DISCLAIMER The services, including the website and the content, are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Livelong Wealth and its affiliated companies, licensors, suppliers, partners and sponsors, and each of their respective directors, officers, agents, contractors, advisors, employees, licensors and suppliers (“released entities”) disclaim all warranties, express or implied, including, without limitation, implied warranties of title, non-infringement, accuracy, merchantability and fitness for a particular purpose, and any warranties that may arise from a course of dealing, course of performance or usage of trade. For the sake of clarity, Livelong Wealth does not warrant or covenant: That the services or content will meet your requirements or be available at any time or from any particular location; That the services or content will be accurate, secure, useful, timely, informational, uninterrupted or error-free; That defects or errors will be corrected; or That the services are free of viruses or other potentially harmful components. All or a portion of the Services may be temporarily unavailable from time to time for maintenance or other reasons. Livelong Wealth assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any communications. Livelong Wealth also is not responsible for any technical malfunction or other problems of any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, software, failure of email on account of technical problems or traffic congestion on the Internet or at any website or combination thereof, including without limitation injury or damage to any person’s computer (including without limitation any tablet or smartphone) or other hardware or software, related to or resulting from using or downloading materials in connection with the Internet or in connection with the Services. Under no circumstances will Livelong Wealth be responsible for any loss, damage, personal injury or death resulting from anyone’s use of the Services. Livelong Wealth has no special relationship with or fiduciary duty to you. For the avoidance of doubt, nothing in these Terms and Conditions shall seek to limit or exclude our liability for death or personal injury caused by negligence, for fraud or for fraudulent misrepresentation. Warranty disclaimer; limitation of liability. To the fullest extent permitted by applicable law, Livelong Wealth makes no representations or warranties whatsoever, express or implied, with respect to the services, including without limitation any (i) warranty of merchantability; (ii) warranty of fitness for a particular purpose; or (c) warranty against infringement of intellectual property rights of a third party, whether express or implied by law, course of dealing, course of performance, usage of trade or otherwise. In no event shall any released entity be liable to you or to any third party for any loss of use, revenue or profit or loss of data or diminution in value, or for any consequential, incidental, indirect, exemplary, special or punitive damages whether arising out of breach of contract, tort (including negligence) or otherwise, regardless of whether such damage was foreseeable and whether or not such party has been advised of the possibility of such damages, and notwithstanding the failure of any agreed or other remedy of its essential purpose. Our liability in the case of gross negligence is limited to foreseeable damages typical for this type of contract. The total liability of Livelong Wealth towards You in respect of all other losses arising under or in connection with these terms and conditions, tort (including negligence), breach of statutory duty, or otherwise, will not exceed an amount equal to the course fees payable by the User under the agreement in relation to the Services giving rise to the liability. If the whole or any part of any provision of these terms of use, privacy policy, disclaimer or refund policy is or becomes invalid, void or unenforceable for any reason the same shall to the extent required be severed from these terms of use and rendered ineffective so far as is possible without modifying the remaining provisions of these terms of use and shall in no way affect the validity or enforceability of any other provisions. Release To the maximum extent permitted by applicable law, you hereby release and waive all claims against the Livelong Wealth from any and all liability for claims, demands, damages (actual and consequential), costs and expenses (including litigation costs and attorneys’ fees) of every kind and nature, arising out of or in any way connected with the use of the Services, including without limitation any dispute between users of the Services or between a user of the Services and any third party. To the extent that you do have any claims against Livelong Wealth , you agree that: Any and all disputes, claims and causes of action against Livelong wealth arising out of or connected with your use of the Services shall be resolved individually, without resort to any form of action; and Any and all claims, judgments and awards shall be limited to actual damages and out-of-pocket costs incurred, but shall in no event include attorneys’ fees. Indemnification. You agree to indemnify and hold the Livelong Wealth and their successors and assigns harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including without limitation reasonable attorneys’ fees, arising out of or in connection with: Your use of the Services other than in accordance with these Terms and Conditions; Your conduct, acts and omissions in connection with the Services which breach these Terms and Conditions; Any dispute related to the Services between you and one or more users of the Services; and Your violation of these Terms and Conditions, any agreements between you and any third party relating to your use of the Services, or of any law or regulation or the rights of any third party, including but not limited to intellectual property rights. The foregoing indemnification obligation will survive these Terms and Conditions and your use of the Services. Livelong Wealth shall provide notice to you of any such claim, action or demand and Livelong Wealth may, in Livelong Wealth ’ sole discretion, assist you, at your reasonable expense, in the defense or settlement of such claim, action or demand. You agree to cooperate fully with us in the defense of any claim that is the subject of your obligations hereunder. Disputes; Governing Law; Choice of Forum Any dispute, controversy or claims arising out of or relating to this Agreement or the breach, termination or invalidity thereof, shall be settled by arbitration in accordance with the provisions of the [Indian] Arbitration and Conciliation Act, 1996 as amended up to date. If the parties cannot agree upon an arbitrator within thirty (30) days from the date the claimant’s request for arbitration was served on the other party or parties, the sole arbitrator shall be appointed by the Law in accordance with the Rules. The cost of arbitration proceedings including the fee of the arbitrator shall be borne by both the parties in equal proportions. The place of arbitration shall be at New Delhi and any award whether interim or final, shall be made, and shall be deemed for all purposes between the Parties to be made in New Delhi. The arbitral procedure shall be conducted in the English language and any award or awards shall be rendered in English. The procedural law of the arbitration shall be Indian law. The award of the arbitral tribunal shall be final, conclusive and binding upon the Parties, and the provisions of the [Indian] Arbitration and Conciliation Act, 1996 as amended up to date, shall apply. The arbitrator will have the authority to award money damages (with interest on unpaid amounts from the date due), specific performance, and temporary injunctive relief, but not the authority to award exemplary or punitive damages, and any claimed right to such damages is expressly waived. The rights and obligations of the Parties under, or pursuant to, this Clause, including the arbitration Agreement in this Clause, shall be governed by and be subject to Indian law, and the Agreement shall be subject to the exclusive jurisdiction of the courts at New Delhi, INDIA. Your Rights You have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below. How to contact us If you have any questions about our privacy policy or personal information we hold about you, please contact us by email at the following address: hari@livelongwealth.in Privacy Policy This Privacy Policy shall form a part of the user agreement between you and Livelong Wealth This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the privacy policy for access or usage of https://livelongwealth.in/. The domain name https://livelongwealth.in/ (“Website”), is owned and operated by Livelong Wealth (“a sole proprietorship firm, headed by its proprietor Mr. Hariprasad K”) having its registered office at A-130, A Block, Sector 63, Noida, U.P. 201301 where such expression shall unless repugnant to the context thereof, be deemed to include its respective representatives, administrators, employees, directors, officers, agents, and their successors and assigns. By accessing and/or using the website, you signify your agreement to accept this privacy policy. If you do not agree with any or all of the following terms of the privacy policy, please do not access and/or use the website. Providing information to us is your choice. You understand that any data, information, content or information that you submit to the website will be stored on the Livelong Wealth’s servers for the purposes of making the website available to you. Please do not submit to the website any data, information, content or information which would include any personal information and sensitive personal data or information that you do not wish to be made available to the Livelong Wealth. If you do not agree with any or all of the terms of this privacy policy, please do not provide any information to us. If at any time you wish to discontinue your access of the website, you are free to do so. Further, if you require you can choose to have the personal information provided by you deleted by writing to hari@livelongwealth.in We reserve the right, at our sole discretion, to change or modify this privacy policy at any time without prior notice. Such changes and/or modifications shall become effective immediately upon being posted/published on the website herein. Please review the privacy policy from time-to-time. Your continued use of the website following the posting of changes and/or modifications will constitute your acceptance of any revised privacy policy. The Livelong Wealth retains the right at any time to deny or suspend access to all or part of the website to anyone who the Livelong Wealth believes has violated any condition of this privacy policy. If you are found reproducing our course content, or selling our strategy by recording or sharing, you must be liable for lawsuit and a compensation of 1.5 Lakh. Personal identification information We may collect personal identification information from Users in a variety of ways, including, but not limited to, when users visit our site, fill out a form (opt-in forms) and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, phone number and IP address. Also, Users need to provide Aadhar Card & PAN Card for Verification Purpose, This data will not be shared outside, only collecting for Internal Records. Users may, however, visit our site anonymously. We will collect personal identification information from users only if they voluntarily submit such information to us. All the documents we collect from you is for our internal verification purpose only. We do not share any data with any third party outside our organisation and also with anyone personally within our organization. While making payments online for the course, Livelong Wealth may save your credit card or debit card details. Livelong Wealth assures and agrees not to share such data with any third party. The price payable for the webinar or course shall be the list price of Livelong Wealth at the Confirmation Date unless otherwise stated. That Livelong Wealth reserves the right to increase the price from that advertised on the ’s website or in other forms at their discretion and for any reason prior to the course commencement. If the User has made payment of the previously advertised price then the same shall be informed about such an increase in the prices and the User will be at liberty to choose whether or not the User wishes to continue with the same program and Livelong Wealth shall be at its complete discretion with regard to refunds in such scenario. All prices are exclusive/inclusive of applicableTaxes, and this will be charged at the appropriate rate. Livelong Wealth does not provide any installment payment of the webinar or online course to the User. All the payments are to be paid at once. Users can always choose not to supply personal identification information, except that it may prevent them from engaging in certain site-related activities. The Livelong Wealth will never ask you and you must never provide sensitive personal data or information to the Livelong Wealth or to any person/entity representing the Livelong Wealth. Any disclosure of sensitive personal data or information shall be at your sole risk and without any liability to the Livelong Wealth (including its directors, key managerial personnel, officers and employees). You understand, acknowledge and agree that the Livelong Wealth or any other person acting on behalf of the Livelong Wealth shall not in any manner be responsible for the authenticity of the personal information or sensitive personal data or information provided by you to the Livelong Wealth. You must not disclose your: Passwords; Physical, physiological and mental health condition; Sexual orientation; Medical records and history; And such other sensitive personal data or information. Users must note that any information that is freely available or accessible in public domain shall not be regarded as personal information or sensitive personal data or information for the purposes of this privacy policy and the Livelong Wealth shall not be obliged to take any measures to protect the same since the same is freely available in the public domain. Please note that identity theft and the practice currently known as “phishing” are of great concern to the Livelong Wealth. We do not and will not, at any time, request your credit card information/debit card information/financial pin numbers and passwords. You hereby consent to the collection, storage, use, disclosure, transfer, processing of the personal information for the purposes set out herein. We may disclose your personal information in the circumstances set out below and you hereby consent to the same to be shared with: Any third-party service provider to whom disclosure is necessary to enable us to provide you with the services which you wish to access on or through the website; Any person/entity to whom disclosure is necessary in accordance with applicable law; Any government or statutory authority or court of law or judicial forum to whom disclosure is necessary in accordance with applicable law; In circumstances we believe necessary or appropriate to respond to valid claims and legal process, to protect the property and rights of the Livelong Wealth, to protect the safety of the public or any person or user, or to prevent or stop any illegal, unethical or legally actionable activity; Any person/entity to whom disclosure is necessary to enable us to enforce our rights; To our associate companies, business partners, agents or third parties for the purposes of the services or for any other marketing and promotional activity undertaken by or on behalf of the Livelong Wealth; Any entity that legally acquires the Livelong Wealth or its website. We understand the importance of data security and we want your browsing experience with us to be as safe as possible. We have implemented reasonable safeguards and precautions to protect your personal information. We do not sell, trade, or rent users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. Please understand that, while we strive to protect your personal data against potential risks and exposures, there is no absolute security in the online/ internet sphere. Therefore, you must not disclose any information on the website that is sensitive personal data or information. You understand that the transmission of information over the internet is not completely secure and there are risks associated with it. Although we strive to protect your personal information, we cannot guarantee the security of the same while it is being transmitted to our website and any transmission is at your own risk. Transactions on the Website are secure and protected. Any information entered by the User when transacting on the Website is encrypted to protect the User against unintentional disclosure to third parties. The User’s credit and debit card information is not received, stored by or retained by the Livelong Wealth / Website in any manner. This information is supplied by the User directly to the relevant payment gateway which is authorized to handle the information provided and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with. Refund Policy Livelong Wealth reserves the right to cancel or arrange an alternative date for the webinar conducted online or online course. We refund 100% if you’re not satisfied after first 3(weekday) or 2 (weekend) classes. Cookies By default, your web browser will accept cookies, however, this can be altered by you. You have the option of enabling or disabling cookies in your web browser. If you do not want us to install cookies, you may change the settings on your web browser to disable cookies. However please note that if you disable cookies, you may not be able to use all of the features of the website. The website and/or third parties may use “cookies”, and other similar tracking technologies (collectively, “tracking technologies”) to collect information automatically as you browse the website and the internet. For the purposes of this clause below terms have the meanings as set out below: By visiting the website whether as a registered user or otherwise, you acknowledge, understand and hereby agree that you are giving us your consent to track your activities and your use of the website through these tracking technologies. If you do not consent to any part of the privacy terms herein or wish to withdraw consent to process your information, then you may stop using the website and ask us to remove your information from our records by writing to us at hari@livelongwealth.in Dispute Resolution and Jurisdiction In the event that the Parties are unable to amicably resolve a dispute by mediation, said dispute will be referred to arbitration by a sole arbitrator to be appointed by the Livelong Wealth, and the award passed by such sole arbitrator will be valid and binding on both Parties. The Parties shall bear their own costs for the proceedings, although the sole arbitrator may, in his/her sole discretion, direct either Party to bear the entire cost of the proceedings. The arbitration shall be conducted in English, and the seat of Arbitration shall be in New Delhi, India. The Parties expressly agree that the Terms, Policy and any other agreements entered into between the Parties are governed by the laws, rules, and regulations of India, and that the Courts at New Delhi, India, shall have exclusive jurisdiction over any disputes arising between the Parties. GRIEVANCE OFFICER In accordance with Information Technology Act 2000 and rules made thereunder, the name and contact details of the Grievance Officer are provided below: Hariprasad K (E-mail: hari@livelongwealth.in) Thank you for using our Services. We hope you find the Services helpful, informative and convenient to use. If you have any questions regarding these Terms and Conditions, please contact us by email at hari@livelongwealth.in